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The Power of One

When your insurance program is properly structured and attentively reviewed, you benefit by dealing with one agent who can help identify your needs and coordinate all your coverages to reduce overlap and assure complete asset protection. You will also benefit with personalized discounts to assure your price advantage for multiple line business. But most important, you will know you have the right coverage, or the coverage you need to protect your income, your assets and your family. At Fred Ryburn Agency...We Take A Personal Interest - Protecting What You Value Most®

 

 

 

It's All In The Name!

Each letter in CHROME® represents a different type of SPECIALTY VEHICLE we insure:

  • Classic/Antique, restored to original condition and at least 25 years old
  • Hot Rod/Street Rod, modified, built before 1949
  • Replica/Kit Car
  • Original un-restored and at least 25 years old
  • Modified/Custom, modified, built after 1948, and at least 25 years old
  • Exotic, rare or unique, in excess of $100,000 in appraised value

Brilliant Specialty Car Protection

You've made a BIG INVESTMENT in your specialty car. Now let CHROME® specialty car insurance from ANPAC® help you protect your investment with coverage designed for car buffs by car buffs. CHROME® gives you many important benefits, including:

  • Multi-CHROME® Discount - If you own two or more specialty vehicles, American National has a discount just for you. Clients who own more than one collector car or truck can get up to 85% off CHROME®'s already affordable rates when more than one vehicle has Bodily Injury coverage.* Your discount increases with the number of qualifying CHROME® vehicles on your account, whether they are in your garage or on the road.

    *The Multi-Chrome Discount applies to premium rates for Bodily Injury, Property Damage, Medical Payments, Personal Injury Protection, and Collision Coverage. Cars with Comprehensive coverage only do not qualify for this discount.

  • Personalized Service Through Your Local American National Agent - CHROME® is sold exclusively through dedicated, full-service American National agents who can also provide you with a wide array of insurance products to give you the personalized service you deserve.

  • Agreed Value Coverage - If your specialty car is determined to be a total loss, CHROME® will pay you the vehicle's value as shown on your policy, less your deductible.

  • Generous Annual Mileage - With CHROME® coverage you can enjoy driving your specialty vehicle up to 10,000 miles annually.

  • Roadside Service and Flatbed Towing - Mechanical breakdown? Lock your keys in your car? CHROME® provides you with roadside assistance and flatbed towing (where available).

  • Repair Facility of Your Choice - If your specialty vehicle is damaged, you decide which repair facility will restore it.

  • $1,000 Spare Parts Coverage - CHROME® gives you up to $1,000 in coverage for loss to spare parts that you own for your specialty vehicle.

  • ANPAC Five Star Claim ServiceSM - We're available 24 hours a day, 7 days a week, to answer your claims questions, process your claims as quickly as possible, and get you and your specialty vehicle back on the road. Learn more about ANPAC Five Star Claim ServiceSM here.

  • Common Cause of Loss Deductible - With this unique, money-saving feature, you pay only one deductible per occurrence regardless of the number of property items damaged or destroyed when all are insured by American National. Learn more about Common Cause of Loss Deductible here.

  • Plus, with American National you may qualify for rewards, including CA$HBACK FROM ANPAC®. If you entrust ANPAC with both your home and auto, and remain claim-free for a consecutive three-year period from your original CA$HBACK anniversary date, you will receive a 25% refund of your first-year combined auto and home premiums. See www.anpac.com for more details.
 
 
 
 

Representing

   
   

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Personal lines and commercial products and services are made available through American National Multiple Line Exclusive Agents and may be underwritten in American National Property And Casualty Company (ANPAC®), Springfield, Missouri or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property And Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company and American National County Mutual Insurance Company (Texas residents). Life insurance and fixed annuity products are issued through American National Insurance Company, Galveston, Texas.

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, Illinois.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates

 

 
     
     
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